Privacy Policy
Privacy Policy Introduction
Dream4Pay (“we” or “us”) is dedicated to ensuring the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you use our website, goods, and services.
Information We Gather
Personal Details: We may collect personal information that you voluntarily submit to us, such as your name, email address, phone number, and billing information, when you register an account or conduct a transaction.
Usage Information: We may automatically collect information about your device and your use of our website and services, such as your IP address, browser type, operating system, and browsing history.
Cookies and Tracking Technologies: We use cookies and other tracking technologies to improve the user experience, monitor website traffic, and offer targeted content and adverts.
How we use your information
We may use your personal information in the following ways:
- To deliver and maintain our services, handle transactions, and complete orders.
- To personalize your experience and tailor content and adverts to your choices. Communicate with you about your account, transactions, and service changes.
- Analyze website traffic and user behavior, enhance our website and services, and create new features and products.
- To identify, prevent, and investigate fraudulent or illegal activity while adhering to legal and regulatory obligations.
How We Share Your Information
We may disclose your personal information to third parties for the following purposes:
- With service providers, business partners, and affiliates to improve services, process transactions, and deliver targeted advertisements. – With regulatory authorities, law enforcement agencies, or other third parties as required by law or to protect our rights, property, or safety, or the rights, property, or safety of others. – With your consent or as disclosed during data collection or sharing.
Data Security
We use reasonable security precautions to keep your personal information safe from unauthorized access, disclosure, modification, or destruction. However, no form of internet transmission or computer storage is completely safe, and we cannot provide total security.
Rights and Choices
- You have specific rights and options about your personal information, including:– You have the right to view, amend, and remove your personal information.
- The right to object to the processing of your personal information or withdraw permission, if applicable.
- The option to opt out of getting marketing messages from us.
Children’s Privacy
Our website and services are not intended for children under the age of 13, and we do not intentionally collect personal information from them. If you are a parent or guardian and feel your kid has supplied us with personal information, please contact us and we will take the necessary steps to delete it.
Changes to the Privacy Policy
We may periodically update this Privacy Policy to reflect changes in our practices or regulatory requirements. We encourage you to examine our policy on a regular basis to ensure that it is up to date.
Contact Us
If you have any questions or issues regarding our privacy policy or how we utilize your personal information, please contact us at [hello@dream4pay.com].
By using our website and services, you agree to the collection, use, and sharing of your personal information in accordance with this Privacy Policy.
Last Updated: [21.06.2024]
Frequently Asked Questions
FAQs are designed to streamline information, enhance user experience, and reduce the need for repetitive inquiries by addressing the most frequently encountered questions in a concise and easily accessible format.
FAQ's
A payment gateway is a secure technology that allows your website to accept online payments by facilitating the transaction process between your customers and the bank. It encrypts payment information, authorizes transactions, and ensures a seamless payment experience.
A high-risk payment gateway is a specialized service designed for businesses operating in industries that are considered high-risk by financial institutions. These industries may include gambling, adult entertainment, pharmaceuticals, and others with a high likelihood of chargebacks or legal issues. High-risk payment gateways offer tailored solutions to manage the increased risk associated with these businesses, including higher fees, stricter underwriting criteria, and enhanced fraud prevention measures.
A high-risk payment gateway provider is a company that specializes in offering payment processing services to businesses operating in industries considered high-risk by traditional financial institutions. These providers offer solutions tailored to the unique needs and challenges of high-risk businesses, including higher fees, specialized risk management tools, and flexible underwriting criteria. Examples of high-risk payment gateway providers include PaymentCloud, Durango Merchant Services, and Host Merchant Services.
“We offer a wide range of high-risk payment solutions to meet various business needs, including:
- Crypto payment solutions
- Credit card solutions
- Forex solutions
- Gaming & gambling solutions
- Online pharmacy solutions
- E-commerce solutions
- Adult entertainment solutions
- E-books solutions
- IPTV solutions
These tailored solutions cater to different industries and ensure secure and efficient payment processing for businesses operating in high-risk sectors.”
Crypto payment solutions enable businesses to accept payments in cryptocurrencies like Bitcoin, Ethereum, and others. They integrate with websites, apps, or point-of-sale systems, allowing customers to pay with crypto. After payment confirmation on the blockchain, merchants receive the cryptocurrency in their wallet. Crypto payments offer advantages such as lower fees, faster transactions, and increased privacy.
Credit card payment solutions enable businesses to accept payments from customers using credit cards for goods or services. These solutions typically involve integrating payment gateways into websites, apps, or point-of-sale systems. When a customer makes a purchase, their credit card information is securely processed, and the payment is transferred to the merchant’s account. Credit card payment solutions offer convenience for customers and are widely used in online and offline transactions.
A unique number given to merchants by acquiring banks or payment processors is known as a MID, or merchant ID number. The purpose of this number is to trace transactions and aid in correspondence between the bank, the payment processor, and the retailer. In order to handle chargebacks, monitor account activity, and reconcile transactions, a MID is required. In order to guarantee seamless payment processing, merchants must protect their MID and appropriately use it in all transaction-related correspondence.
Dream4Pay takes risk reduction seriously as a provider of high-risk merchant accounts. Our KYC (Know Your Customer) program ensures compliance with laws and regulations. High-risk merchants must submit:
- Government-issued ID.
- Proof of Address.
- Business License.
- Three months’ bank statements.
- Three months’ processing statements from previous payment processors.
We handle your information confidentially, adhering to strict privacy policies. Contact our support team with any questions. We’re committed to providing secure payment processing solutions.
We don’t charge upfront fees to merchants for our payment gateway setup. Instead, we tailor setup fees based on the merchant’s business category and transaction volume. These fees are charged after the merchant’s first payment settlement or payout. This approach ensures fairness and flexibility for our merchants, allowing them to start using our payment gateway without any initial financial burden.
We accept payments in US dollars, euros, and a variety of popular cryptocurrencies, including Bitcoin, Ethereum, and USDT (Tether).